top of page



Frequently Asked Questions

  • Who is GRP Funding (“GRP”)?
    GRP was founded in 2008 and provides working capital to small businesses in all 50 states. We’ve worked with over 15,000+ customers and growing! We’re located in Berlin, Connecticut and maintain an A+ rating from the BBB.
  • Are you a direct financing Company?
    GRP processes, underwrites and provides funding directly to its small business Customers. When you’re working with GRP, you’re working with the financing source. We strive to make the process simple, fast and convenient in a transparent way.
  • What is the difference between GRP and a bank?
    GRP requires minimal paperwork and typically provides financing in as little as the next business day after final approval. Banks require substantial documentation and can easily take 60-90 days to approve financing. Also, while GRPs financing terms do not require a collateral pledge, banks typically require some sort of personal or business collateral for their financing.
  • How can I use my funds?
    The capital we provide is intended for business purposes. However, there are no business use restrictions. Unlike a traditional bank, you are free to decide where the capital is needed most.
  • How much funding can I obtain through GRP?
    Depending on the working capital program you select, you can receive from $5,000 up to $500,000.
  • Will it cost me anything to see if I qualify?
    There are no hidden fees. We are happy to present you with offer options at no cost and no obligation to move forward.
  • If I Apply, will my credit score be affected?"
    During the prequalification process, GRP only performs a “soft pull” on the business owners credit history. We incorporate this information along with numerous business attributes to aide us in generating offer options for you to consider. Soft pulls do not affect your credit score. If you elect to move forward with one of GRPs financing programs, only then would GRP perform a “Hard Pull” on your credit history which may affect your credit score.
  • How long does it take to see if I qualify and receive funds?
    Once we have a complete application, you can be approved in a few hours. After final approval, we typically deposit funds the next business day.*
  • Is my business eligible?
    We serve over 500+ industry types, so chances are we have a program for you. Our customers include retailers, restaurants, health care professionals, auto parts, repair shops, wholesale and service providers, and so many more. Minimally, your business has been open at least 12 months and generates at least $150,000 in total annual revenue. Contact us at or at (877) 571-7999 and a GRP representative can help determine your business’s eligibility.
  • Can I pay off my outstanding balance early?
    You can always repay your outstanding balance without incurring any early pre-payment penalties or fees.
  • How can I apply?
    There are several ways to apply. You can either get started by filling out our 1-Minute Application, or you can call us at (877) 571-7999 and a funding specialist will be available to help you get the process started.
bottom of page